The above figures are based on the information provided by you, including if you entered a down payment amount, and calculates your Loan to Value ratio accordingly. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Rates are subject to change without notice. Payments shown here are calculated on the basis of principal and interest only and do not include taxes and insurance, which will result in higher monthly payments. Borrowers making a down payment of less than 20% may require mortgage insurance, which could increase the monthly payment and APR. Closing costs displayed here are estimates and can vary based on numerous factors. This is not a credit decision or commitment to lend. ICD Mortgage is a division of Ixonia Bank, NMLS #423065